Tips For Negotiating With The Insurance Adjuster

Regardless of whether you have a personal injury claim or you have been subjected to medical malpractice or have been involved in a car accident, once you submit your demand letter to the insurance company, it is high time you started with the negotiations.

If you have presented the insurance company with a demand letter, your negotiation process is most likely going to be represented by phone calls and other conversations with the appointed adjuster. Thus, it is only logical that you are well prepared for this. Below you will find a few things that you need to take into consideration.

How does this process work?

Now, during your first interaction, the insurance adjuster is going to make certain points, trying to show you that you don’t have enough merit to seek whatever it is that you are actually seeking. The adjuster is going to then offer you an amount which is much lower than what you have actually requested in the letter of demand that you sent. You are going to counter it with a figure which is particularly higher and this is how the things are likely to reach a stalemate – at least at this point. That is why many people prefer hiring the services of an injury lawyer in Brampton to ensure that the legal aspects are covered. Most of the insurance companies try to low-ball you into accepting a lower amount that what you deserve.

With this in mind, we would like to help you out when it comes to moving the negotiations forward in a manner which is beneficial for you and provides you with certain leverage. Or, at the very least, it’s going to prepare you for what follows.

Have a settlement amount well-figured out

This is something very important. Make sure that you have a settlement amount which is represented within a certain range. Let’s say that you are want to settle for a certain amount of money but you are also prepared to go for as low as another amount. This is how you get your negotiation range.

Do not jump the gun at first

The first offer is usually the one which is trying to get you to agree to just about any amount which they offer you. It’s going to be a low-ball offer which is far less than what you actually deserve and are entitled to.

Get the adjuster to justify it

If it is obvious that the offer is lower than it should be, you should make sure that the adjuster justifies it. You can take advantage of this and use it against him in the future.

Be decisive

This is without a doubt a very important trait. When you take a decision – stick with it. Failing to do so would allow the adjuster to push you around. As you can see, there are quite a few tips that you can take advantage of.